So what's your idea that a ship should have but doesn't?
Why don't ships have more robots? Just a Roomba even, to do the floor cleaning?
Why don't ships have more robots? Just a Roomba even, to do the floor cleaning?
Why are civilian ships operated with no insurance?
Who says they don't? There are no rules for keyboards either...Why don't most ships have voice-controlled computer systems?
I have always assumed it is included in the mortgage for simplicity. That implies that normal ship loss rate is small, say less than ½%.Why are civilian ships operated with no insurance?
I have always assumed it is included in the mortgage for simplicity. That implies that normal ship loss rate is small, say less than ½%.
Insurance Underwriters
Originally a service to members, who often couldn’t get conventional insurers to cover them for liability or loss during their more interesting activities,
insurance underwriting has become the single largest moneymaker for the TAS. The Society is said to insure for or against anything for a price, and its vast information network ensures that its assessments of risk are the most up-to-date available.
The Travel Zone advisories (p. GT70) posted by the Society are an outgrowth of this risk-assessment function that the TAS shares with its members as a courtesy. These are also warnings: venturing into a posted Amber Zone (p. GT19) without paying an additional risk premium could result in non-payment of insurance claims, while deliberately entering a Red Zone (p. GT56) voids most insurance agreements. Of course, if nothing happens, there is nothing to report.
Why don't most ships have voice-controlled computer systems? Given that many apps today are voice-activated how much more likely would it be in the OTU to have most things voice-controllable?
If the ship can be suspected to take risks, such as armed ships or adventurers, insurance would be expensive...What about ships that are owned outright, such as a Yacht? Not all ships are engaged in trade and/or paying off a mortgage.
If the ship can be suspected to take risks, such as armed ships or adventurers, insurance would be expensive...
Ships aren't insured because Actuarial-1 and Underwriter-1 are unfun skills to play in the campaign.
"Ok, Ref, I pull in to the parking lot to get to my 10am appointment with my insurance guy."
"The doors locked -- there's a sign that says he'll be back at 10:15"
Yea, that's some compelling story telling.
This is why ...Why don't most ships have voice-controlled computer systems? Given that many apps today are voice-activated how much more likely would it be in the OTU to have most things voice-controllable?
Try working in Lloyd's sometime. Let me assure you that the liquid lunch is alive and well ...Ships aren't insured because Actuarial-1 and Underwriter-1 are unfun skills to play in the campaign.
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Emergency Batteries in case of main-power failure (although this is dealt explicitly with in T5).