A thought occurs to me.
Perhaps the starship creation system PERFECTLY reflects the 'REAL' economics of building FTL ships in an Interstellar Empire.
Perhaps the trade system PERFECTLY reflects the 'REAL' economics of an Interstellar Empire (macro and micro).
Perhaps it is the Banking model that has been oversimplified and does not work.
If a CT ship lasts 1000 years (the Annic Nova suggests that it is a possibility) then a 500 year mortgage is perfectly reasonable.
With a 0.00001% inflation rate, a 2% return on an investment like 'interstellar shipping' seems more generous. (Banks pay no interest and charge fees - they are a service industry based on goverment fiat. You MUST use a local bank if you want to business on this world.)
Perhaps the starship creation system PERFECTLY reflects the 'REAL' economics of building FTL ships in an Interstellar Empire.
Perhaps the trade system PERFECTLY reflects the 'REAL' economics of an Interstellar Empire (macro and micro).
Perhaps it is the Banking model that has been oversimplified and does not work.
If a CT ship lasts 1000 years (the Annic Nova suggests that it is a possibility) then a 500 year mortgage is perfectly reasonable.
With a 0.00001% inflation rate, a 2% return on an investment like 'interstellar shipping' seems more generous. (Banks pay no interest and charge fees - they are a service industry based on goverment fiat. You MUST use a local bank if you want to business on this world.)