I believe that axial load is the best option, specially in ACS where loading arrangements will vary according to starport classes at the varied destinations. You may have Roll in/Roll out requirement, grav lift, 20ft or 40ft containers etc... Largest door with "clean cube" access ( like a 20h x 20w x 200 length hold will have a 20 x 20 door at the head of its longitudinal axis) is the best, with (as suggested) a ramp that could be adjusted to serve lower and upper deck (as in modern ro/ro ships).
The Empress Marava design has the passengers accommodations located just at the wrong place to allow that.
Selandia
The Empress Marava design has the passengers accommodations located just at the wrong place to allow that.
Selandia