Not entirely on board with "They're not supposed to be useful for ACS", either.
TL-12 Polymer armor for example would have an AV of 6 (12/2), whereas Reflec would give it a Heat protection of 1,200 (12 * 100).
I think it's also not helped by the various Armor Tables not being entirely consistent (compare p. 74, 202 and 280 plus the Quick Armor Tables).
It's a multiplier for the TL, not the AV itself (which has its own modifier).For armor "Heat x100" simply means AV×100 vs Heat (e.g. Lasers).
So, the noted AV for the structure and TL is the Base AV. Effective AV against specific attacks may be larger.
Note that p202 says which anti-layers works against which weapons; all of them works against Lasers.
TL-12 Polymer armor for example would have an AV of 6 (12/2), whereas Reflec would give it a Heat protection of 1,200 (12 * 100).
I think it's also not helped by the various Armor Tables not being entirely consistent (compare p. 74, 202 and 280 plus the Quick Armor Tables).