Pretty much everyone of appropriate TL IMTU carries a comm that is at least equivalent to a modern smartphone. It may or may not look like a smartphone - may be in the form of a wristwatch "with benefits" (but still tells time!), or one of those bluetooth ear-phones (w holo projection as needed). Most people and places don't have the whole "augmented reality" thing IMTU, bc that is a bit beyond my personal "singularity" of what I think I comprehend well enough to weave into the story.
These comms don't all hook into anything like our current cellular network in most places, because I think that as more and more gadgets have wireless network connections, there are going to be real bandwidth problems if all are connecting through cell towers. Instead, most comms and other wireless devices are very short range, connecting to some appropriate router-type device nearby and from there into whatever higher level network is needed for whatever function is being used.
So, for example, ship crew will have comms that connect wirelessly to a very-short-range router in whatever compartment they are in, and that will connect to the ship's network. When in port, one of the things included in the parking bay rental is a connection for the ship into the port network, and from there into the planetary network. While walking around town, there are open routers wherever you go (of course you have good encryption on everything to fight eavesdropping). On primitive planets w no local network that is compatible w this system, either someone in the party (or everyone in the party, just to be safe) carries a router with enough range to connect back to the ship, or they have one in their vehicle.
I dunno, maybe some communications engineer will tell me that all of that roaming from router to router would be a worse problem than the bandwidth, but that is how I am seeing it for now.