It can in LBB 2.
Hang out on an Industrial World until 6 dTons of Computers come up for sale at 'average' price (7-2= 5 = 80% = MCr 48 for 6 dTons of Computers). Haul them to the nearest Poor, Non-Industrial world and sell them at an 'average' price (7+3= 10 = 130% = MCr 78). That leaves MCr 30 (less fuel and crew salaries) profit. How much did that ship cost? Does it still have a mortgage?
[Obviously, few Characters starting out have the initial cash, so you will need to start with smaller cargoes, but I could see a lot of fun in the dirtside adventures to track down buyers and sellers for potentially high profit speculative cargoes of up to 15 dTons. So I think that the bills can be paid if that is the game you want to play.]
Hmm indeed, I've postulated the gentleman trader version of interstellar trade before, thing is you don't need to tie yourself to a mortgage anchor, just have the capital to buy and pay cargo rates to move it (plus the passage for yourself as go-along factor).
Not to mention you effectively double the price of the ship after financing.
So maybe an item you buy AFTER the Big Score for convenience and/or vanity sake, or having a ship on tap to move radioactives out of a low-end port that doesn't see regular service.
But I'd still be thinking Far Trader for that kind of buy, just for cargo flexibility.
Hmm, try this arrangement on for size- the gentleman trader gets his Big Score, buys a ship cash, and is now the owner, but does not want to be tied down to operating it which takes him away from making another Big Score.
So he works out an arrangement with a captain and crew- they pay for expenses, pay him half of all regular passenger and cargo receipts, and they keep the rest and any speculation cargo they can score. In addition, he has rights to call on the ship to come get him and his speculative cargo, and reside in the owner's suite at ship's expense. Sweet built-in profits for all without a mortgage monkey on the back.
Gentleman trader gets a steady stream of return, ship oncall for his needs at remote ports, and can still liquidate it for speculative capital assuming it survives the rigors of operations.