Yep, that's a common meme, but usually only used to begin game, not in the middle of a campaign where the players have a choice, in my experience.
And you're correct it would depend on the rules. Even in CT it's not that bad with a decent medic. But our group started with CT, found decent medics to be scarce, and never overcame the fear

If they could be convinced that it was safe, and that they wouldn't miss anything during jump, they'd probably do it. They'd live longer and save money.
Of course if I told them this and explained it all rationally, they'd immediately shift their suspicion to the Captain and imagine she is going to sell them into slavery and they'll wake up deep in Vargr space aboard some mining outpost :devil:
I wouldn't do that, really