I think skill-0 eliminates the penalties.
If I were to put it into my military days:
0 - trained recruits. Can handle a rifle and not shoot self. Might not shoot anyone else yet. In HTH, a four week self defence course. Might function in an emergency. In science, a six week to ten week course in the subject.
1 - trained infantryman. Can handle a rifle and hit a target fairly regularly. In HTH, a trained beginner... has one or maybe two belts depending on style. In Science, a year or two of college.
2 - good shot. Experienced, or with good natural talent. Hits targets regularly, can sometimes make the tough shot. In HTH, a mid-belt like green/orange. In science, a BS.
3 - marksman. Experienced and practiced and well coached. Hits targets almost always, can make tough shots regularly. In HTH, brown or purple belt. In science, an MD.
4 - superior marksman. Since in MT terms he can eliminate an entire difficulty level, that's pretty hot stuff. In HTH, this is a Dan ranking in a martial art. In science, a Doctorate.
Now, I acknowledge that the Dark Vader example with Blade Combat-5 marks him as potent. And if you use CT, COTI is most likely to produce a few low level skills. But I submit these are 'NPC material' in that they do not reflect real skills.
Let me be immodest for a minute... but not braggart. I'll list my version of my own skillset in MT terms:
Computer Programming-3, Electronics-1, Mechanical-0, Combat Rifleman-1, Handgun-1, Martial Arts-2, Medic-0, Admin-1, Physics-1, Chemistry-0, Psychology-0, Sociology-0, History-1, Large Blade-0, Small Blade-1, Combat Engineer-0, Navigation-1, Small Watercraft-1, Wheeled Vehicle-1, Survival-0, Linguistics-1, Biology-0,
Carousing-0, Communications-1, Recon-0, Stealth-1, Leader-0, Sport-0, Tactics-1
So, totalling that up we have: 19 skill points and 29 or 30 skills. Now, I might have Edu and Int total of 20 or 21. So I guess I'm not broken. But I have far more capable friends who have a larger repository of military skills and numbers in excess of 30 were quite feasible. And some of the ones with skill totals in the mid-twenties probably have an int+edu of eighteen to twenty. So, not too badly broken, but broken.
If I were to put it into my military days:
0 - trained recruits. Can handle a rifle and not shoot self. Might not shoot anyone else yet. In HTH, a four week self defence course. Might function in an emergency. In science, a six week to ten week course in the subject.
1 - trained infantryman. Can handle a rifle and hit a target fairly regularly. In HTH, a trained beginner... has one or maybe two belts depending on style. In Science, a year or two of college.
2 - good shot. Experienced, or with good natural talent. Hits targets regularly, can sometimes make the tough shot. In HTH, a mid-belt like green/orange. In science, a BS.
3 - marksman. Experienced and practiced and well coached. Hits targets almost always, can make tough shots regularly. In HTH, brown or purple belt. In science, an MD.
4 - superior marksman. Since in MT terms he can eliminate an entire difficulty level, that's pretty hot stuff. In HTH, this is a Dan ranking in a martial art. In science, a Doctorate.
Now, I acknowledge that the Dark Vader example with Blade Combat-5 marks him as potent. And if you use CT, COTI is most likely to produce a few low level skills. But I submit these are 'NPC material' in that they do not reflect real skills.
Let me be immodest for a minute... but not braggart. I'll list my version of my own skillset in MT terms:
Computer Programming-3, Electronics-1, Mechanical-0, Combat Rifleman-1, Handgun-1, Martial Arts-2, Medic-0, Admin-1, Physics-1, Chemistry-0, Psychology-0, Sociology-0, History-1, Large Blade-0, Small Blade-1, Combat Engineer-0, Navigation-1, Small Watercraft-1, Wheeled Vehicle-1, Survival-0, Linguistics-1, Biology-0,
Carousing-0, Communications-1, Recon-0, Stealth-1, Leader-0, Sport-0, Tactics-1
So, totalling that up we have: 19 skill points and 29 or 30 skills. Now, I might have Edu and Int total of 20 or 21. So I guess I'm not broken. But I have far more capable friends who have a larger repository of military skills and numbers in excess of 30 were quite feasible. And some of the ones with skill totals in the mid-twenties probably have an int+edu of eighteen to twenty. So, not too badly broken, but broken.